Overseas Remittance Calculator
280,000
Rs. Rs. 0
Rs. + 2,800 Points
Sending money through legal banking channels or money transfer operators (MTOs) ensures the safety of your funds and helps the national economy. Hawala/Hundi is illegal and deprives you of official benefits like SDRP points and tax exemptions.
The Ultimate Guide
What is the Sohni Dharti Remittance Program (SDRP)?
Sohni Dharti is a point-based loyalty program for overseas Pakistanis who send remittances through legal channels (State Bank of Pakistan regulated). You earn reward points that act as virtual currency.
SDRP Reward Tiers
Green (Up to $10,000/year): 1% reward points. Gold ($10,001 to $30,000/year): 1.25% reward points. Platinum (Above $30,000/year): 1.5% reward points. 1 Reward Point = 1 PKR.
Where to use points?
You can use points to pay PIA international flight tickets, FBR mobile phone taxes (DIRBS), Passport renewal fees, NADRA fees, State Life insurance premiums, and purchases at Utility Stores.