Salary Survival Simulator
Monthly Expenses
Rs. 0
Rs. Rs. 100,000
Rs. 100.0%
This simulator helps you track your core living expenses. In the current economic climate, maintaining a 50/30/20 budget (50% Needs, 30% Wants, 20% Savings) is extremely challenging but highly recommended to avoid debt.
The Ultimate Guide
How to survive inflation on a fixed salary?
With Pakistan's high inflation rate, fixed salaries often lose their purchasing power. A budget simulator helps you visualize exactly where your money goes so you can cut non-essential expenses before running out of cash.
The 50/30/20 Budgeting Rule
A popular financial rule suggests allocating 50% of your income to needs (rent, groceries), 30% to wants (entertainment, dining out), and 20% to savings or paying off debt.
The Debt Trap Warning
If your expenses consistently exceed your income (resulting in a negative balance), you are forced to borrow or use credit cards. This creates a cycle of debt that becomes increasingly difficult to escape due to high interest rates.